Whether you are looking buy a home, require more space for the family or are looking for an investment property to buy, it is possible that you may need a mortgage to help you finance this.
Alternatively, you may be looking to take advantage of lower interest rates that may be available on the open market than you are currently paying and by remortgaging you could achieve this.
Getting a mortgage that is suitable for your circumstances can be a problem simply because of the varied choice and lender criteria. Every lender has different criteria that have to be met and your situation may not be acceptable to lender A, but is to lender B. At Forward Plan our job is to metaphorically walk the high street for you to find the best mortgage for you.
When considering any mortgage finance you must understand that this is a significant financial commitment. Loans are often subject to checks in respect of your ability to repay the debt and the value of the premises that you wish to purchase.
Forward Plan charges a research fee of £250 which is payable at outset. if you proceed with an application we will charge an additional advice and processing fee subject to a minimum of £700), the exact amount will depend on your circumstances. For Buy To Let mortgages the minimum fee is £1,250, including the research fee of £250. Commissions received from the lenders for arranging your mortgage can be offset against our fees.
If you would like advice on finding and arranging a suitable mortgage for a home purchase, a remortgage or the purchase of an investment property then please contact Forward Plan on 01303 76 76 50
Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
The Financial Conduct Authority does not regulate some aspects of Buy to Let mortgages.