Financial Advice pensions


Retirement planning isn’t just about pensions and what you might get when you retire. There are several stages when you need advice to make sure that your goals may be achieved.


  • Pre-retirement

    This is about building up sufficient assets in the years whilst you are working and we look at the best ways of doing this through pensions, investments and generally arranging your financial affairs so that you can retire when you wish to.

  • At retirement

    This is about helping you to choose how you should draw benefits from pension plans and receive income from other investments in the most suitable way for your own circumstances. At Forward Plan we’ll find the best terms if you want a pension and advice on strategy if you decide to draw income from your investments.

  • Post-retirement

    This involves making sure that the arrangements you made at retirement continue to meet your requirements and revising the plans if your circumstances change.

The decisions you make at retirement will influence your financial well-being for the remainder of your life so professional advice is essential as sometimes these decisions cannot be changed later on.

The value of investments held within your pensions can go down as well as up and you may get back less than the amount invested.

Remember it is never too early to start to
plan for your retirement.

If you would like advice on setting up a pension plan, reviewing existing pensions, SIPPs, annuity purchase, including enhanced annuity, or drawdown then please contact Forward Plan on:
01303 76 76 50

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